January Spending Freeze

January 6, 2014
Life According to Steph

Let's face it, it is hard to stay on track with spending in December.  Like many, I know I went over my budget buying gifts for everyone.  Looking at my credit card bill from last month made my heart drop, which is why I have to be careful with my money this month.  Also, January is a slow month for movie theaters, so I won't be working the crazy hours I worked over the holidays and for Catching Fire.  Plus, I have to keep in mind that while I do have subbing jobs lined up, there is a possibility that school will be canceled because of winter weather.  The last time I subbed, my pay was cut because there was a two hour delay.  If I do get to sub the full day, that's great, but I just know that I can't count on it.

The first rule of this link up states that I shouldn't be going on any extra, unplanned outings.  I don't really have anything booked for this month, so that's good news.  I do have to put aside $50 for dinner/lunch dates with my boyfriend.  We never plan this kind of stuff out because of our crazy work schedules, but just do this when we feel like it.  I know that I'm also going to have to spend maybe $20 for the days that I have to sub and then work.  I get off from subbing at 4ish and then have to work at 5:30.  If I went home and then went to work, that would be back tracking, so I usually just leave the elementary school I sub at, drive to the area where I work, pick up some food, and then go in a little early to work and sit in the office and have my dinner before I clock on.

As far as other expenses for the month, well, obviously I have certain bills to pay and can't avoid those...but I'm setting aside some money for a new blog design.  I've already contacted Areeba @ I Have a Messy Bun about this and can't wait to start sending over my ideas to her! :)  I figure that it's a new year so I want a new look for my blog.  Other than that, I think I can stay on track, especially because I just got a lot gifts for Christmas, so there is nothing that I really need at the moment.  I already spent some of my Christmas $$ on a Kate Spade purse, and that was a huge splurge for me, so I don't think I will have any trouble watching it for awhile.  (Keyword=THINK)

Something that will really help me not spend is the fact that I got gift cards for Christmas, so I will still be able to make a Starbucks run and not spend any of my own cash.  I also get in free to any movie I want since I work at a theater, so I will be using that perk to my advantage this month.  Where I have to be careful is in Target because likely I will stop in there to pick up a necessity...I just have to get in and get what I need and then get out to avoid any temptations!

Well, I will be keeping track of what I spend and hope that I am able to follow through with what I've laid out here.  Good luck to everyone participating in this spending freeze.
8 comments on "January Spending Freeze"
  1. I'm glad you're doing this too! I typically eat out almost all my lunches and several dinners so this is going to be tough for me. I went grocery shopping tonight and loaded up!

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    1. I went to a small grocery store and got the basics, but we were under a Level 2 snow emergency and today it is -10 with a -40 wind chill, so I'm NOT going out and getting the items I couldn't find at the first store. Lol...bad weather makes it easier to stay inside and not spend.

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    1. There is no way I could do this every month, but I think I can for just one. It's really more like three weeks for me since I found out about it a little later.

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  3. Good luck! Regarding Target and not picking up random stuff: When I make shopping trips like that I ALWAYS make a list. If it's not on the list, I don't buy it. That gives me a chance to really think about what I need before I go to the store. Not that I've never-ever picked stuff up on a whim, but it helps!

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    1. I make lists sometimes, and you're right it does help. Target is my weakness though!! Maybe I should just go to Meijer instead. I'm not tempted nearly as much in there, but one of the workers there kind of freaks me out so that's why I don't like going in there, haha.

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  4. What Kate Spade bag did you get? And I'm with you on this freeze! So excited for your bloggy makeover!!

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    1. I got the New Bond Street Florence bag! I'm in looooove with it. I'm excited for my blog's makeover, too...I feel like some of the pastel colors are too light and hard to read.

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